Archive for March, 2010

Medical Transcription Resume – Make Your Case and Get A Medical Transcription Job Now!

March 30th, 2010



Want a sample medical transcription resume to follow in order to know what should be included in a resume? Well here it is! For those in the medical transcription profession, this will gain you instant credibility within the medical field.

Here are some important tips to follow:

1) Be as succinct as possible in your medical transcription resume, and highlight what skill sets you bring to the table.

2) Limit your resume to one page. People are too busy these days to read more than one page and are often overwhelmed due to information overload.

3) Zero in on the key skill sets being sought for this particular medical transcription position. Explain how your skills are a perfect match for this position.

4) Include other vital information, such as volunteer work or supervisory/managerial positions that you’ve held while working as a medical transcriptionist.

5) Tailor your medical transcription resume to each specific job for which you are applying. This is important! Do not submit a one-type-fits-all resume.

Here is a sample medical transcription resume that this author has used to land a few outside medical transcription contractor jobs for orthopedic surgeons in private practice. It demonstrates how to put all five points into action. (Please note that headings should be centered and bolded.)

PERSONAL CONTACT INFORMATION

(insert your personal contact info here, including your e-mail address)

ADMINISTRATIVE QUALIFICATIONS

Typing speed of 120-130 w.p.m. with 98% accuracy; excellent command of the English language; strong editing, grammar, and punctuation skills; ability to edit “on the fly” when taking patient histories and when transcribing medical reports, making paragraphs flow smoothly; and solid computer (hardware and software) skills, saving the company down time and money.

INTERPERSONAL RELATIONSHIP SKILLS

Ability to put people at ease and to establish immediate rapport; ability to control the history interview process, keeping the patient on track; and getting salient information in a timely manner, all in a congenial and empathetic way. Cooperates and works well with co-workers, willingly shares new technical and medical information. Professional, dedicated, and committed to the success of the company through collaborative efforts with others.

WORKERS’ COMPENSATION-SPECIFIC SKILLS

Good command/understanding of workers’ compensation field, thus enabling me to ask the pertinent questions that will enable the doctor to intelligently address important workers’ compensation issues (e.g., permanent disability, apportionment, and causation); over five years of experience taking patient histories (ranging from basic to complicated) on a daily basis, specializing in the field of orthopedics; and over 14 years of experience as a medical transcriptionist, historian, and medical records reviewer.

PROFESSIONAL EXPERIENCE

Company Name, Address, City State, Zip, Phone Number Employed From: June 19xx to 20xx Supervisor: Jane Doe

Company Name, Address, City State, Zip, Phone Number Employed From: June 19xx to 20xx Supervisor: Jane Doe

Depending on how much information and work experience you have, there may be room at the bottom of the page. If so, include this section:

QUALITIES AND CHARACTER TRAITS

Innovative, creative, proactive, energetic visionary, resourceful self-starter; practical, self-reliant, motivated problem-solver; versatile, talented trainer/teacher; organized, personable, and reliable support person with a winning attitude who takes great pride in meeting and exceeding her own definition and standard of excellence.

One last point: The very last sentence of the resume is a powerful thing-if the resume has been read all the way through. You can-and I have done this-use that very same sentence-at the TOP of the resume to grab the reader’s attention. When you do, change the heading to: SELF-ASSESSMENT STATEMENT.

Now isn’t that a powerful sample medical transcription resume? As a secondary benefit, when a medical transcription resume is this solid, this good, it will make it even easier for you to sell yourself to a prospective employer when you meet face to face because you will have all the self-confidence you need to make your case and get that medical transcription job you want when you follow this medical transcription resume format!

By: Mary Ruff King

Deductibles in Depth – Understanding Medical Deductibles

March 30th, 2010



A deductible is a set amount of medical expenses a patient must pay to become eligible for insurance benefits under an insurance program. What does that mean exactly? It means that before an insurance company begins to make payments for a patient, the patient must meet their deductible. How does a patient meet their deductible? Many people get very confused over how this is actually accomplished.

In order for a patient to meet their deductible claims must be submitted and processed by the patient’s insurance carrier. When the claims are processed, the amount that is applied to the deductible is the allowed amount for the services being billed. So for example, if the claim is for an office visit, 99213 for $80, and the insurance allows $55 for a 99213, then $55 will be applied to the patients deductible, not $80.

Deductibles can vary anywhere from $50 to $5000. If it is a private plan purchased by the patient the deductible depends on the plan the patient purchases. Plans with lower deductibles cost more than plans with higher deductibles. If the insurance plan is through an employer then the deductible is determined by the employer and how much they pay for the insurance plan.

Some people mistakenly think that the patient has to pay the doctor the amount of the deductible and then the claims that are submitted will be paid by the insurance carrier. They don’t realize that the insurance carrier must actually receive claims for the patient in order to apply them to the deductible for the deductible to be met.

The best thing to do is to call the insurance carrier before the patient is seen and inquire as to the amount of the patient’s deductible and if any of it has been satisfied yet. You must also remember, you don’t know which other providers the patient may have seen and whether or not a claim was submitted for those services.

Usually you will need to submit the claim and wait for the insurance carrier to process it and apply it to the patient’s deductible before you can bill the patient. Many providers like to charge the patient up front when they know that the patient has a deductible that hasn’t been met. This isn’t always the best thing to do since there are many factors that can affect the amount the patient owes.

For example, if you call when the patient comes in and are told they have a $200 deductible and it hasn’t been met yet, and the patient is being seen for an office visit and a urinalysis. The office visit is $80 and the urinalysis is $15 for a total of $95. You make the patient pay the $95 since the deductible is not met. However, you submit the claim and the insurance company allows $60 for the office visit and $12 for the urinalysis. That is only $72. If you participate with that insurance carrier then you can only charge the patient $72 or you are breaking your contract. You’ve already collected $95 so now the patient has overpaid.

Another problem with collecting up front is that a claim by another provider may beat your claim in. If you call when the patient comes in and they tell you the deductible is not met, you charge the patient up front. Then your billing person is out sick for a couple days, or gets busy doing other jobs and the claim doesn’t get submitted for a couple weeks after the patient’s visit. (Trust me, this happens a lot.) In the meantime the patient goes to Urgent Care where they submit their claims electronically the same day the patient is seen and their claim beats yours. Now the patient’s deductible is suddenly met, and the insurance carrier makes payment on your claim. Again, another overpayment.

If a patient has a deductible then usually once the deductible is met the insurance carrier will pay a percentage of the allowed amount and the patient will have a coinsurance. (We’ll talk about co-insurances next month.) Many plans today are getting away from the deductible/co-insurance and moving more towards the HMO/PPO plans that have set co-pays. However, it is still crucial that you understand exactly how the whole deductible thing works. There are still several plans out there with deductibles, including traditional Medicare plans.

By: Michele Redmond

Medical Negligence Or Medical Mismanagement

March 29th, 2010



Medical malpractice is a legal term used for poor quality, incorrect, or negligent medical care by a qualified medical professional that causes harm to a patient. Lately, cases involving medical mismanagement are on the rise owing to increased patient awareness and government legislation.

Case Study

Leon Baker suffered a heart attack after his doctors administered the wrong drug during surgery. He filed a claim alleging medical negligence, which resulted in the award of